Press Esc to close

Insurance Co to pay Rs 5.1L for death by insect bite

New Delhi, Nov 27, 2012 (PTI): 16:15 IST
United India Insurance Co Ltd has been directed by the apex consumer commission to pay Rs 5.1 lakh to the son of a policy holder who had died of a poisonous insect bite while working in the fields.

The National Consumer Disputes Redressal Commission gave the order dismissing the insurance firm's plea against the Rajasthan State Consumer Commission's direction to it to pay the policy holder's son the assured amount of Rs five lakh and Rs 10,000 as litigation cost.

The insurance company had rejected the claim for assured amount saying no post-mortem was conducted to ascertain the actual cause of death and the FIR was not lodged in the case, both of which were required as per its policy conditions.

The NCDRC bench presided by Justice J M Malik, however, rejected the contention saying the medical officer of the Government District Hospital had issued a certificate which showed insect bite as the cause of death and the matter was also investigated by the sub divisional magistrate (SDM).

"In view of the certificates (of the medical officer and the SDM), non-production of postmortem report pales into insignificance. It is but clear that the deceased was taken to the government hospital wherein he died due to this accident.

"It cannot be said that he died naturally. The question of lodging FIR in this particular case does not possibly arise because enquiry was made by the SDM himself," the bench also comprising NCDRC member Vinay Kumar said.

The state commission's order had come on the plea of the policy holder's son, Giriraj Prasad Meena, challenging the dismissal of his complaint by the district forum.
Meena, resident of Dausa in Rajasthan, had said in his complaint that his father was covered under United India Insurance's public personal accident policy for Rs five lakh for a period of 15 years from January 1999 to 2014.

His father had died in March 2009 after being bitten by a poisonous insect while working in the fields, Meena had said adding that his claim for assured amount was rejected by the insurance company on the ground that medical certificate was issued without following due procedure.

Go to Top

More from this section
Most trending stories
Photo Gallery
Police personnel guard as Buddhist monks wait at the entrance gate to enter Mahabodhi temple...

Police personnel guard as Buddhist monks wait at the entrance gate to enter Mahabodhi temple...

Women browse through books at a stall at 41st Chennai Book Fair, organised by Booksellers...

Women browse through books at a stall at 41st Chennai Book Fair, organised by Booksellers...

Newly recruits of Jammu and Kashmir Police personnel take oath during Attestation Cum Passing...

Newly recruits of Jammu and Kashmir Police personnel take oath during Attestation Cum Passing...

Volunteers of the Hindu nationalist organisation Rashtriya Swayamsevak Sangh (RSS) perform yoga...

Volunteers of the Hindu nationalist organisation Rashtriya Swayamsevak Sangh (RSS) perform yoga...

Women show mortar shells at Suchetgarh after shelling from the Pakistani side ...

Women show mortar shells at Suchetgarh after shelling from the Pakistani side ...

Two peacocks in a mid-flight at the Rastrapati Bhawan in New Delhi...

Two peacocks in a mid-flight at the Rastrapati Bhawan in New Delhi...

Former Telecom Minister A Raja addresses the gathering at his book launch 'The 2G Saga...

Former Telecom Minister A Raja addresses the gathering at his book launch 'The 2G Saga...

Police personnel stand guard near the premises of Mahabodhi Temple in Bodh Gaya...

Police personnel stand guard near the premises of Mahabodhi Temple in Bodh Gaya...

STF personnel recover gold after a raid which resulted in arrest of most wanted criminal Subodh...

STF personnel recover gold after a raid which resulted in arrest of most wanted criminal Subodh...

Former Miss Earth Nicole Faria addresses the event for felicitation of 112 women achievers...

Former Miss Earth Nicole Faria addresses the event for felicitation of 112 women achievers...

Like us on Facebook

Copyright 2017, The Printers (Mysore) Private Ltd., 75, M.G Road, Post Box 5331, Bengaluru - 560001
Tel: +91 (80) 25880000 Fax No. +91 (80) 25880523
Powered by Yodasoft Technologies Pvt. Ltd.