Press Esc to close
Wednesday 01 October 2014
News updated at 12:15 AM IST
Weather
Max: 31°C
Min : 21°C
In Bangalore
Sunny day

Traffic violators may have to pay high insurance premium

Vishal Kant New Delhi, Feb 6, 2013, DHNS

If you are a habitual traffic rules violator, it is time to do a reality check as people who have bad records or those who often meet with road accidents may soon find it difficult to get their vehicles insured.

The Delhi traffic police are mulling over an initiative under which the force will share details of all traffic violations committed by motorists with insurance companies.  The companies in turn will either refuse to insure cars owned by high-risk drivers or charge a higher premium against vehicles owned by such people.

According to the traffic police, the initiative will be widely implemented once the electronic challan scheme — digitising all traffic violations — becomes operational by April.


“This is the common practice in developed countries. They have access to the entire history of traffic violations registered against a particular driving licence holder, and the data of the number of accidents the vehicle has been involved in,” said a senior traffic officer.

“They identify high-risk drivers on that basis and charge premium accordingly,” said the officer. “The initiative is being worked out as steep fines have a proven record of making drivers obey traffic rules. The city with the burgeoning traffic problem needs hard measures to maintain sanity on the roads.”

The traffic police, however, said it will be up to insurance companies to adopt the model of charging higher premium in providing cover to vehicles. The force will share the details with insurance firms once the data is ready, said a traffic police officer.

“Once the e-challan scheme is launched, all traffic violations will be digitised. The entire data will be uploaded on the traffic police website. Anybody willing to check the records of any driver or vehicle can access the latest details,” said Anila Shukla, additional commissioner of police (traffic).

He said handheld e-challan devices have been used on trial in some circles of the central district, and will be launched in a full-fledged manner soon. “Minor technical glitches are being fixed. We are hopeful of launching the e-challan scheme by April first week,” said Shukla.

Go to Top

Photo Gallery
Players of Kerala Blaster football team pose for a group photo with Kathakali Dancers in Thrissur ..

Players of Kerala Blaster football team pose for a group photo with Kathakali Dancers in Thrissur ..

Barack Obama and Narendra Modi, at the dinner hosted in his honour, at the White House ...

Barack Obama and Narendra Modi, at the dinner hosted in his honour, at the White House ...

Actors Vikram and Karthi participating in a fast to protest Jayalalithaa's conviction ...

Actors Vikram and Karthi participating in a fast to protest Jayalalithaa's conviction ...

Lahore Lions skipper Muhammad Hafeez is bowled during the Champions League Twenty 20 ...

Lahore Lions skipper Muhammad Hafeez is bowled during the Champions League Twenty 20 ...

Congress Vice President Rahul Gandhi provides relief packages to a flood victim in Jammu ...

Congress Vice President Rahul Gandhi provides relief packages to a flood victim in Jammu ...

Modi waves to supporters  in front of the Indian Embassy in Washington ...

Modi waves to supporters in front of the Indian Embassy in Washington ...

People enjoy a sheep fight in Hubli, Karnataka ...

People enjoy a sheep fight in Hubli, Karnataka ...

Chief Minister of Assam Tarun Gogoi interacts with flood victims at a relief camp at Boko ...

Chief Minister of Assam Tarun Gogoi interacts with flood victims at a relief camp at Boko ...

Products made out of waste materials by the students of a college in Rohtak ...

Products made out of waste materials by the students of a college in Rohtak ...

India's Sunil Vitalacharya Sowmarpet and Akashdeep Singh celebrate their victory over South Korea ..

India's Sunil Vitalacharya Sowmarpet and Akashdeep Singh celebrate their victory over South Korea ..

Copyright 2014, The Printers (Mysore) Private Ltd., 75, M.G Road, Post Box 5331, Bangalore - 560001
Tel: +91 (80) 25880000 Fax No. +91 (80) 25880523