Press Esc to close
Wednesday 29 June 2016
News updated at 2:26 PM IST
Weather
Max: 26.3°C
Min : 20.6°C
In Bengaluru
Rain lightly

Traffic violators may have to pay high insurance premium

Vishal Kant New Delhi, Feb 6, 2013, DHNS

If you are a habitual traffic rules violator, it is time to do a reality check as people who have bad records or those who often meet with road accidents may soon find it difficult to get their vehicles insured.

The Delhi traffic police are mulling over an initiative under which the force will share details of all traffic violations committed by motorists with insurance companies.  The companies in turn will either refuse to insure cars owned by high-risk drivers or charge a higher premium against vehicles owned by such people.

According to the traffic police, the initiative will be widely implemented once the electronic challan scheme — digitising all traffic violations — becomes operational by April.

“This is the common practice in developed countries. They have access to the entire history of traffic violations registered against a particular driving licence holder, and the data of the number of accidents the vehicle has been involved in,” said a senior traffic officer.

“They identify high-risk drivers on that basis and charge premium accordingly,” said the officer. “The initiative is being worked out as steep fines have a proven record of making drivers obey traffic rules. The city with the burgeoning traffic problem needs hard measures to maintain sanity on the roads.”

The traffic police, however, said it will be up to insurance companies to adopt the model of charging higher premium in providing cover to vehicles. The force will share the details with insurance firms once the data is ready, said a traffic police officer.

“Once the e-challan scheme is launched, all traffic violations will be digitised. The entire data will be uploaded on the traffic police website. Anybody willing to check the records of any driver or vehicle can access the latest details,” said Anila Shukla, additional commissioner of police (traffic).

He said handheld e-challan devices have been used on trial in some circles of the central district, and will be launched in a full-fledged manner soon. “Minor technical glitches are being fixed. We are hopeful of launching the e-challan scheme by April first week,” said Shukla.


Go to Top

Photo Gallery
Fans holds an national soccer team jersey with the name and number of Lionel Messi...

Fans holds an national soccer team jersey with the name and number of Lionel Messi...

Virat Kohli interacts with children at the launch of Stepathlon Kids...

Virat Kohli interacts with children at the launch of Stepathlon Kids...

Pope Francis, left, and retired Pope Benedict XVI embrace during a ceremony...

Pope Francis, left, and retired Pope Benedict XVI embrace during a ceremony...

Horse-mounted Policemen seen at a road in Kolkata...

Horse-mounted Policemen seen at a road in Kolkata...

An egret takes off in New Delhi on Tuesday...

An egret takes off in New Delhi on Tuesday...

A typist attends a customer at a street flooded after heavy rains outside Court complex...

A typist attends a customer at a street flooded after heavy rains outside Court complex...

Muslims prays inside a mosque during the fasting month of Ramadan in Mumbai...

Muslims prays inside a mosque during the fasting month of Ramadan in Mumbai...

Army persons move towards the house where a Hizbul Mujahideen militant was hiding...

Army persons move towards the house where a Hizbul Mujahideen militant was hiding...

Bollywood actor Arjun Kapoor gestures at an awareness campaign for road safety....

Bollywood actor Arjun Kapoor gestures at an awareness campaign for road safety....

Delhi CM and AAP convener Arvind Kejriwal is welcomed by fishermen community...

Delhi CM and AAP convener Arvind Kejriwal is welcomed by fishermen community...

Copyright 2014, The Printers (Mysore) Private Ltd., 75, M.G Road, Post Box 5331, Bengaluru - 560001
Tel: +91 (80) 25880000 Fax No. +91 (80) 25880523