For home loans upto Rs 30 lakh under floating rate, it is 8.25 per cent for first year. For next two years it is 8.75 per cent. Under fixed rate, it is 9.00 per cent for first year. For next two years it will be 10.25 per cent. For loans above Rs 30 lakh under floating rate, it is 8.50 per cent for the first year.
For vehicle loans, interest rate is 8.50 per cent for first year. For second year onwards 2.25 per cent above the base rate, then prevailing. Currently, the effective rate will be 10.50 per cent.