Catering to savings and protection needs of mid-income segment, Saral Life is available at yearly premium starting from around Rs 4,000. Child Insurance ULIP, Smart Scholar allows to cater to child’s future needs like higher education, marriage and financial security, with guaranteed loyalty additions during every third year. It has also in-built feature of Premium Waiver Benefit.
Targetting HNI segment, Smart Elite offers policyholders flexibility of pay single premium or premiums for limited terms, allowing them to stay invested and protected for long term. Accidental Death and Permanent Disability riders are other attractive features of the plan.