Best $100 Loan Instant App for Fast Approval and Same-Day Cash Viva Payday Loans
Low Credit Finance – Same-Day $100 Loan with No Credit Check and Instant Deposit
Heart Paydays – Get a $100 Payday Loan with No Job or Payslip Required
Green Dollar Loans – 2-Minute Feedback on $100 Loan Instant App, No Credit Needed
Big Buck Loans – Apply for a Guaranteed $100 Loan Online with Quick Payout
If you're in a tight spot and need fast cash, a $100 loan instant app can be a lifesaver. Whether it’s for groceries, a surprise bill, or an emergency top-up, getting a 100 dollar loan instantly — even with bad credit — is now easier than ever. Thanks to trusted loan-finder platforms, you can apply for a $100 loan online and get the money in your bank within hours.
This guide explores the top 5 best $100 loan apps in 2025 that don’t require a credit check upfront and are known for lightning-fast payouts. Whether you’re looking for a $100 payday loan, a guaranteed $100 loan, or simply the best 100 loan app with minimal hassle, this list is for you.
Top 5 Best $100 Loan Instant App No Credit Check (Guaranteed Approval – 2025)
Viva Payday Loans – Best $100 Loan Instant App for Fast Approval and Same-Day Cash
When time is of the essence, Viva Payday Loans delivers. This platform consistently ranks as the #1 $100 loan instant app for those needing cash now, without jumping through hoops. Whether you’re employed, self-employed, or have bad credit, Viva Payday Loans connects you with lenders who specialize in guaranteed $100 loans for all types of borrowers.
Low Credit Finance – Same-Day $100 Loan with No Credit Check and Instant Deposit
If you need a 100 dollar loan fast, Low Credit Finance is a top pick. Known for same-day processing, this $100 loan instant app connects you with lenders offering up to $5,000. You can apply entirely online, and many get their guaranteed $100 loan within hours. It’s ideal for bad credit borrowers who need a $100 payday loan urgently without a complex approval process.
Heart Paydays – Best $100 Payday Loan for Unemployed or Freelancers
Need a 100 dollar loan but don’t have a 9-to-5 job? Heart Paydays helps you get a $100 loan instant app even if you’re self-employed or between jobs. With a quick online application and flexible income proof (like bank statements or tax returns), they’re perfect for those looking for a guaranteed $100 loan with easy approval.
Types of $100 Loan Instant App Options
If you're considering a $100 loan instant app, there are multiple ways to get quick funds depending on your need and financial status.
Instant $100 Loan
This is the fastest type of 100 dollar loan. You fill out an online form and get matched with lenders who respond in as little as 2 minutes. Perfect for urgent expenses.
$100 Loan Direct Deposit
With this $100 loan, funds are transferred directly to your bank account. The entire process — application to payout — is done online with no paperwork required.
Same Day $100 Loan
Need a guaranteed $100 loan today? These apps process applications and release funds on the same day if you're approved early enough.
$100 Loan No Credit Check
While most lenders do a basic credit review, many don’t rely on your credit score alone. That’s why $100 loan no credit check platforms are still a go-to for bad credit borrowers.
What is a $100 Loan and How Does It Work?
A $100 loan is a short-term microloan offered by online lenders through apps or websites. It’s designed to help borrowers cover small expenses like bills, groceries, or emergency fees.
Here’s how a typical $100 loan instant app works:
You apply online using a secure form.
You’re matched with a lender from the loan network.
If approved, you e-sign the loan agreement.
The funds are sent via direct deposit, often on the same day.
This makes 100 loan apps ideal for quick access to money, especially when time is critical and your credit score isn’t perfect.
How to Apply for $100 Loan Instantly with No Job or Credit Check
Follow these easy steps to apply for a 100 dollar loan from top providers like Viva Payday Loans or Low Credit Finance:
Step 1: Choose Loan Amount & Term
Select $100 loan from the dropdown menu. Choose a term (e.g., 14 days or up to 24 months) depending on your repayment ability.
Step 2: Fill in the Online Form
Enter your full name, income, address, and bank info. Make sure you meet basic eligibility (age 18+, $1,000 monthly income, US bank account).
Step 3: Get Connected to a Lender
The $100 loan instant app will show potential lender matches in 1–2 minutes. Review the offer, including interest rate and term.
Step 4: Sign and Get Paid
Once approved, e-sign your agreement. The 100 loan is typically deposited to your bank account the same or next business day.
FAQs
Can I get a $100 loan with bad credit?
Yes. Even if your credit score is low, most $100 loan instant app lenders perform soft checks and focus on your income instead.
Is there a guaranteed $100 loan?
Many apps advertise guaranteed $100 loan options, but approval still depends on basic eligibility. However, approval rates are high if you meet minimum income requirements.
How fast can I get a 100 dollar loan?
With most apps, you can get a 100 dollar loan within hours. Some lenders deposit funds the same day if approved early.
Conclusion: Get a $100 Loan Instantly with No Credit Check Hassles
If you’re short on cash and need a $100 loan instant app, the options above offer fast, flexible, and easy solutions — even for those with bad credit. Whether you’re looking for a 100 dollar loan to cover bills, an emergency $100 payday loan, or simply need a guaranteed $100 loan with quick payout, apps like Viva Payday Loans, Low Credit Finance, Heart Paydays, Green Dollar Loans, and Big Buck Loans can help.
Disclaimer: The loan websites reviewed are loan-matching services, not direct lenders, therefore, do not have direct involvement in the acceptance of your loan request. Requesting a loan with the websites does not guarantee any acceptance of a loan. This article does not provide financial advice. Please seek help from a financial advisor if you need financial assistance. Loans available to U.S residents only.