Making sense of khata

Making sense of khata

What is a khata?

Khata is an account of assessment of a property, recording details about your property such as dimension, location, built-up area and so on for the purpose of property tax.

It is also a kind of identification of the property and its owner, who is liable for payment of tax. Khata is a must for obtaining building plan approval, trade licence or loan from nationalised banks.

What is ‘A’ khata?

Properties entered in ‘A’ assessment register are called ‘A’ khata properties. These properties are formed after following all statutory procedures and after obtaining all clearances. ‘A’ khata property in BBMP limits should have land conversion order under the Karnataka Land Revenue Act, 1964 (also called DC conversion order) and approval from the respective development authority as per the Karnataka Town and Country Planning Act, 1961.

Buildings, including residential apartments, should obtain clearance certificate and occupation certificate. Properties coming under gramatana limits also get ‘A’ khata.

What is ‘B’ khata?

Properties formed by violating any of the above Acts fall under ‘B’ khata category. Technically, there is nothing called ‘B’ khata. The BBMP has maintained a separate assessment register called ‘B’ register for illegal properties and hence, they are called ‘B’ khata properties. (Data sourced from BBMP circulars)

Why is ‘B’ khata bad?

‘B’ khata property owners will not get approval for building plan and trade licence from the local body. Nationalised banks refuse to give loan on the security of such properties. ‘B’ khata properties are likely to run into legal issues.