ICICI iMobile app gets biometric authentication feature for UPI payments; here's how to do it

India's popular digital wallet PhonePe, earlier this year, launched the biometric authentication feature for UPI payments in India. Now, ICICI has introduced a similar feature for its iMobile app.

The biometric authentication feature is available on the latest app versions of Android (iMobile v30.0) and iOS (iMobile v28.2). Android users can authorise the transactions via their fingerprint, and IOS users through facial recognition.

With this, customers can authorise UPI transactions such as peer-to-peer money transfer, scan QR for in-store payments, or online payments through their biometrics, such as fingerprint sensor or FaceID security features of the mobile phone.

However, for transactions above Rs 5,000, the customer will require their existing UPI PIN to authorise the payment.

Here's how to enable biometric verification for UPI payments on the ICICI iMobile app:

Step 1: Log in to the iMobile App

Step 2: Click on UPI payments and choose UPI settings

Step 3: Select the account number for enabling biometric

Step 4: Select ‘Use biometric for payments’ and click ‘proceed’

Step 5: Enter your UPI PIN for verification

This will allow users to authenticate the device-level biometric data

In a related development, Paytm earlier this month launched the biometric authentication feature for UPI payments in India.

Like the iMobile app, Paytm users can transfer money with the fingerprint/FaceID feature for up to Rs 5,000 only.

That said. Paytm app users get more value-added features to perform cardless cash withdrawal at an ATM booth.

As per UPI guidelines, users can withdraw the money up to Rs 10,000 per transaction, but the daily limit depends on the cap set by the bank.

However, the user must ensure that the Paytm app is linked to their bank account number.

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