PM Modi lauds success of Pradhan Mantri Jan Dhan Yojna

Prime Minister Narendra Modi on Sunday said that a total of 30 crore new families have opened accounts under the Pradhan Mantri Jan Dhan Yojna and deposited as much as Rs 65,000 crore in the banks.
“This number (of account holders) is larger than the population of many countries of the world. And, today, I feel a great sense of fulfilment, that within three years, the last man on the fringes of society has become a part of the mainstream economy of the country,” he said during his 'Mann Ki Baat' radio address.  
The Prime Minister said these families now have “a sense of dignity” with opening of bank accounts under the scheme.  “His ways have changed, he has now started going to the bank. He has started saving his money. He feels financially secure. When there is cash in the hand, or in the pocket or at home, one is tempted to indulge in wasteful expenditure. There is now an air of prudence. He is now beginning to understand that the money can be of use for his children,” he added.
The Prime Minister was responding to the question of a listener from Mumbai. Ananya Awasthi wanted to know from Modi if the Jan DhanYojna had made India financially more secure and stronger, and whether the empowerment and benefits of the scheme had percolated down to country's women, farmers and workers in villages and small towns. 
“In the Pradhan Mantri Jan Dhan Yojna, almost 65 thousand crore rupees have deposited in banks by our underprivileged brethren. In a way, this is a saving for the poor. This is his empowerment for the future. And those who opened their accounts under the Yojna have received the benefit of insurance as well,” the Prime Minister said. 
Other schemes likePradhan Mantri Jeewan Jyoti Bima Yojna, Pradhan Mantri Suraksha Bima Yojna, with a small premium of one rupee or Rs 30 are also giving “a new sense of confidence to the poor,” he said.

The banks have conducted surveys about how the common man has benefitted from the Jan DhanYojna, insurance schemes, RuPay Card and Pradhan Mantri Mudra Yojna, he said. 
“I recently met a few bankers, who shared inspiring stories from their survey. There isn’t enough time today, but I would certainly like to request the bankers to upload these inspiring stories, on MyGov.in, so that people can read them and be inspired by how a scheme can bring about transformation in the life of a person,” he added.