Jan Dhan Yojna coverage 82 pc in State

Banks in Karnataka have so far achieved about 82 per cent coverage under Pradhan Mantri Jan Dhan Yojana (opening minimum of one bank account in a household).

Disclosing this at the State Level Bankers’ Committee (SLBC) meeting, Syndicate Bank Executive Director T K Srivastava said banks have so far surveyed 95.47 lakh households in the State. Of this, about 77.99 lakh households have been covered under the scheme by opening a minimum of one bank account.

Of the 30 districts, coverage in three districts of Dakshina Kannada, Kodagu and Chikkamagaluru is more than 95 per cent, while it is below 80 per cent in districts of Mandya, Koppal and Chamarajnagar districts. The coverage in the remaining 24 districts is in the rage of 80 to 95 per cent, he said in his keynote address. Syndicate Bank is the convener of the SLBC, Karnataka.

Srivastava said the SLBC has set a target to achieve 100 per cent coverage by January 26, 2015. All the lead banks have to speed up the process of household survey and opening of accounts so that the target can be achieved by the end of this year, he added.

Additional Chief Secretary and Development Commissioner Latha Krishna Rau asked banks not to divert subsidy amount or any other payment made to the beneficiaries under various schemes of the government, for their loan recovery. For instance, online payments are being made to the farmers in many Agriculture Produce Marketing Committees (APMCs). It has been complained by the farmers that certain banks are taking away the amount deposited in the accounts as loan recovery, she added.

She also said Aadhaar enrolment has slowed down across the State. Except for Mysuru, Tumakuru and Dharwad, Aadhaar enrolment is poor in the remaining districts. Besides, banks should take steps to seeding Aadhaar numbers with bank accounts, she added.

DH News Service

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